Retirement-Birthday: FGTS calendar for those who have opted for the | Mixed good

Birthday Retreat: The FGTS Calendar for those who opted into Calendar Mode for 2023 was released in December 2022, but the FGTS Birthday Retreat may be finalized soon; see who is entitled and how to consult

The FGTS 2023 birthday withdrawal already has a calendar that can be consulted from December 2022, and allows a forecast of when the worker will receive the amounts. But who has the right? How does it work? Will it end this year? The modality is optional, has a variable release based on the month of birth of each citizen, and can be accessed by those who work under the Consolidated Law on Labor (CLT). THE TechAll collected six main concerns about the FGTS 2023 birthday withdrawal. In the following lines, understand how it works, who can withdraw the amount, how to see the calendar via the Caixa/FGTS app and more.

It is worth saying in advance that those who choose to withdraw money from the anniversary retirement lose the right to this option in cases of dismissal. Therefore, it is important to keep this in mind, since, if you opt for the modality and you are fired, you will only be entitled to the revocation of the dismissal penalty.

FGTS 2023 Birthday Retreat: See Dates — Photo: Raquel Freire/TechTudo

1. What is the FGTS Birthday Retreat and how does it work?

The birthday withdrawal is a method that allows the worker to withdraw the severance pay for the month of his birthday. The withdrawal will follow the calendar predefined by the bank, arriving up to two months after the first working day of the employee’s birthday. The request to join the modality is done through the Caixa application, as is the consultation of the available balance.

For everyone there is a limit for each withdrawal: for accounts with a balance of up to R$500, up to 50% of the available balance will be released. Whoever has a larger amount on the account, in turn, withdrawals will be increased by a fixed amount, i.e. the more available balance, the lower the withdrawal percentage. Therefore, if you have, for example, R $ 5 thousand in your account, you can only withdraw up to 20% of the amount.

2. How do I know if I’m eligible?

All workers who are subject to the Consolidated Law on Labor (CLT) regime have the right to withdraw on their birthday. However, you need to choose the mode. Registration takes place via the FGTS application, available for Android or iOS phones.

To apply for membership, download the FGTS app from the Google Play Store (Android) or the App Store (iPhone) and log in with your Gov.br credentials. Then, confirm your details and accept the terms of use of the app. When the app home screen appears, look for the “Birthday Cashout” banner. Tap it and then go to “Opt for Membership”. Then read and accept the terms.

3. How to know the amount available through the app?

The available balance can also be consulted via the FGTS Caixa application, available for iOS and Android. To access it, you need to register via app with your CPF. On the first screen of the application, once logged in, the user will be able to view the total balance and the monthly statement.

To simulate the withdrawal, enter the application and, at the beginning, tap on “FGTS Anniversary Withdrawal”. Choose the “birthday cashout mode” and click to simulate the withdrawal amount. The expected calculation of the next withdrawal will appear on the screen.

The FGTS application simulates the birthday withdrawal amount; see how to display the amount — Photo: Marcela Franco/TechTudo

4. What is the anniversary retreat program?

The calendar has already been made available by Caixa, at the end of 2022. Check below for the full dates for each birth month.

5. How to request withdrawal through the app?

To redeem the FGTS birthday retreat, first, open the FGTS application. Log in and, if you have already opted for the method, go to “My Withdrawals”, banner available at the bottom of the screen. There, if you haven’t made a withdrawal yet, tap “My Bank Account” and then “Register a Bank Account”. Enter your details, confirm them on the next screen, then tap “Continue”.

With your bank account duly registered in the app, go back to the app home screen and go to “My Withdrawals” again. Now, select the “Birthday Withdrawal Mode” option and then “Change FGTS Systematic Withdrawal”. Once you do this, the money will automatically drop into your registered account when it’s your turn to redeem the amount, following the pattern in the previous topic.

6. Will the FGTS anniversary withdrawal end with the Lula government?

Last Wednesday (4), the new Labor Minister, Luiz Marinho, revealed to the O Globo newspaper that he intends, during his administration, to end the FGTS anniversary retreat – so, yes, at least according to what was known so far, the mode should be closed. According to Marinho, the reason for the end is that, when redemptions are made, citizens end up losing the possibility of accessing the amount in times of need – such as in cases of dismissal, for example – which can be a bigger problem long-term.

“When he is encouraged, like this irresponsible and criminal in this government that is finished, to collect it on every birthday, when the citizen needs it (by the FGTS), there is no. As has been the case with the complaints of fired workers that you go there and have nothing, ”he told the newspaper.

To date, however, there is no confirmation that the modality will end in 2023. Source: G1